Teenage Pregnancy Essays - 1358 Words

Judge Greg Mathis author of Republicans Don’t Procrastinate argues that a parent can instill good values in a child and give them all the love and attention that they deserve, but the Republican platform of abstinence-only education leaves too much to chance and sets young people up for failure. On the other hand, Marian Wright Edelman points out in her article Teen Pregnancy in America Today that everyone - both liberals and conservatives should be able to agree that it is in everyone’s best interest when teenagers wait before making the decision to have sex, which could result in unplanned pregnancies. She points out that it is everyone’s responsibility to make an effort to support programs, which will educate and give teenagers†¦show more content†¦Since Palin’s daughter, Bristol, has become pregnant she can no longer think about prom and graduation like a typical teenager, but instead she needs to worry about possible marriage and motherhood . Mathis disputes that a parent can instill good values in a child, but if the government, namely Republicans fail to realize that, at some point, these children mature and make their own decisions, without having the proper education in areas such as sex education these children are not going to be able to make rational decisions on the choices that they are given. Abstinence-only education leaves too much to chance and sets young people up for failure. It does not give them realistic choices to make respectable decisions. Mathis feels that if a class that talks about the importance of condoms could prevent an unplanned pregnancy, why not add it to the school’s program. Removing it from the curriculum does not discourage young people from having sex; it puts them at risk for unwanted pregnancies and STDs when having sex. Edelman claims that teenage pregnancy is everybody’s problem and not just one political party or another. Everyone needs to pull together and steer teenagers toward positive life choices so they can avoid getting pregnant in the first place. Edelman states that most Americans, whether liberal or conservative should be able to agree that it is in everyone’s bestShow MoreRelatedTeenage Pregnancy2330 Words   |  10 PagesAdolescent pregnancy is considered as a pregnancy in a female who is less than 20 years of age at the end of the pregnancy. It can occur in a fertile female either at puberty before the occurrence of her first menstrual period, or after the first period. The first menstrual period in nourished girls occurs at around 12 or 13 years of age. Pregnant teenagers experience many issues similar to other women. However, there would be other medical issues for mothers under 15 years. Teenage mothers ofRead MoreTeenage Pregnancy And Teen Pregnancy2089 Words   |  9 Pageswas at a store when I came across a very young girl. She must have been no older than seventeen, but was so obviously pregnant. This did not surprise me since this is something common here in the Imperial Valley; we have such a high rate of teen pregnancy. What really caught my attention was that she was not alone; she had in her cart a toddler that kept referring her to mom. All I could think of was that such a young girl should not be concerned with raising a child, especially not two. Most youngRead MoreTeen Pregnancy And Teenage Pregnancy2011 Words   |  9 Pagesproblems among teenagers is teen pregnancy. Throughout high school and college, teenagers are getting pregnant at an age they are incapable of taking care of a child. Along with hearing about teens getting pregnant, television shows are displaying it to you like 16 and Pregnant. Though the pregnancy rates have fallen over previous years, the United States still has the highest rates than any other Western industrialized country. Along with the teen pregnancies comes sexually transmitted diseasesRead MoreTeenage Pregnancy And Teenage Pregnancies1364 Words   |  6 PagesThe amount of teenage pregnancies in America has skyrocketed in the last few decades. Young, uneducated children are having sexual intercourse without a clear understanding of the serious consequents behind their actions, but it is not entirely their fault because their parents and school’s curriculum have failed to bestow a clear and concise grasp of sex. Sexual education is typically incorporated into an academic setting either in middle school or high school when an adolescent is hitting pubertyRead MoreThe Factors Of Teenage Pregnancy1558 Words   |  7 PagesTeenage pregnancy is normally i dentified as a deprived life choice, for example, tasks of teenage parenting have long-term impact on the mental health of the mother and children (Statistics New Zealand, 2003). It is important to identify the socioeconomic factors of teenage pregnancy to lower the chances of mental health problems in young mothers. In this paper the aim is to analyse the main socioeconomic factors of teenage pregnancy and discuss how it affects the mental health of an adolescent motherRead MoreTeenage Pregnancy825 Words   |  4 PagesTeenage Pregnancy In 2014 Oklahoma City had the second highest teen birth rate in the United States at 38.5 pregnancies per 1000; the national average is 24.2 per 1000 (Grigson, 2016). Changing the health behaviors that lead to teenage pregnancy should be a #1 priority for healthcare workers and within the community. In order to have a positive impact on this target population, there needs to be increased awareness of the outcomes of teenage pregnancy, and more importantly how to change the healthRead MoreTeenage Pregnancy And Teen Teens903 Words   |  4 Pagesmay make, on average, $20,000 to $40,000 a year. The reality of teenage pregnancies can cause many disturbances in an adolescent s life. High school pregnancies are not glitz and glamour like television may portray, in reality, expecting teenage mothers are not exposed to that fashionable life that most teenagers strive for. A student s normal like will be affected by problems with friends, family, and emotional experiences. Teenage friendships are what shapes a human into the people that they becomeRead MoreTeenage Pregnancy : A Social Issue1551 Words   |  7 PagesTeenage pregnancy rates have been declining in the United States, but when compared to pregnancy rates in other industrial countries such as Canada and the United Kingdom they are still relatively high. (Office of Adolescent Health, 2016). Teenage pregnancy is defined by UNICEF, as an adolescent between the ages of thirteen to nineteen becoming pregnant. (UNICEF Malaysia Communications). Teenage pregnancy is viewed as a social issue because of the way it affects a country’s economy, the mother andRead MoreTeenage Pregnancy1812 Words   |  8 PagesTeenage Pregnancy I. Introduction Teenage pregnancy is one of the major problem that the world is facing today. Early pregnancy or teenage pregnancy is dangerous to teenage girls’ health because it may cause cervical cancer, aids, and eventually death. Teenage pregnancies are often associated with an increased rate of delinquent behaviors including alcohol and substance abuse. To begin with, majority of them belong to the low income group. To prevent this dilemma, there are some preventionsRead MoreTeenage Pregnancy And Teen Pregnancy1546 Words   |  7 PagesTeenage pregnancy is pregnancy in human females under the age of 20 at the time that the pregnancy ends. Low-income communities have the highest teenage pregnancy rates in the United States. Because of the fact that this is a very controversial issue in the United States, it is very important that most questions be addressed. Questions like, why is a teenage girl in Mississippi four times as likely to give birth as a teenage girl in New Hampshire? Or why is the teen birth rate in Massachusetts 19

Methods And Reasons For Investing In Certain Companies Finance Essay - Free Essay Example

Sample details Pages: 4 Words: 1323 Downloads: 5 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Twelve months ago, you had a $20 000 windfall, and decided to invest all of this money by purchasing shares in companies listed on the ASX. Decide, with reasons, on the companies you invested in, and then access the price you paid for their shares twelve months ago. Discuss the growth, or otherwise, of your investment and compare the performance in the share values of each of the selected companies against an appropriate market indicator. Mathematical Investigations Using ET where appropriate, investigate the profitability of their investment by calculating: The total purchase price of the shares at their market value 12 months ago The break-even price for each company The return from any dividends issued within the last 12 months Any other issues that occurred, eg rights or bonus issues The return on selling the shares at the current market value and therefore any profit or loss The appropriate taxation obligation Any other useful mathematical information. You should include graphs for each company you include that illustrates the performance of the share price against an appropriate index. Don’t waste time! Our writers will create an original "Methods And Reasons For Investing In Certain Companies Finance Essay" essay for you Create order Analysis/Discussion Analyse the quality of the investment decisions you made. You may wish to consider: The performance of each of the selected companies and any identifiable reasons The profitability of their investment The performance of each company against an appropriate market indicator A comparison using appropriate calculations with other shares in their sector Any assumptions made and limitations of the investigation. Resources www.asx.com.au www.weblink.com.au individual company web-sites Share Investment Strategies (handout) A completed project should include: an introduction that outlines the problem to be explored, including its significance, its features, and the context; the method of solution in terms of the mathematical model or strategy to be used; the appropriate application of the mathematical model or strategy, including: the generation or collection of relevant data and/or information, including details of the process of collection; mathematical calculations and results, and appropriate representations; the analysis and interpretation of results; reference to the limitations of the original problem as well as appropriate refinements and/or extensions; a statement of the solution and outcome in the context of the original problem; appendixes and bibliography as appropriate. Your report should be structured to include: Introduction Mathematical Investigations Analysis/Discussion Note: Your report should be written in the form The analysis †¦Ã¢â‚¬ ¦ rather than When  I  analysed†¦Ã¢â‚¬ ¦ or When you analyse†¦Ã¢â‚¬ ¦.. Performance will be assessed on the extent to which the following are demonstrated: Mathematical skills and understandings (with and without electronic technology) Analysis and interpretation of results and information The communication of mathematical information The organisation and presentation of material The ability to work independently YEAR 12 MATHEMATICAL APPLICATIONS Share Investments Assignment Strategies Investment Strategies by R Ambrose Dogs of the Dow This was a strategy thought up in the US, hence the reference to the Dow. This method removes any randomness from your stock picking and removes any need to monitor your portfolio more than once a year, so it can save a lot of time if you are a part time investor. At the beginning of the year you put an equal amount of money into the ten shares in the Dow (or other stock exchange, e.g. FTSE100) that have the highest yield, i.e. pay the highest dividend relative to their current share price. You then ignore them for a year, when you then sell them all and do it all again. The theory behind this is that shares go in and out of favour. The ones with the highest yield are currently out of favour, so you buy them. After a year they will hopefully have come back into favour and their prices will have increased. Also, because you are selecting from the biggest companies around (i.e. shares in the Dow or FTSE100) your in vestment should be fairly safe. There are several variations on this strategy to try and improve the return. One variation is to ignore the share with the highest yield and share your money out between the other nine companies. This is because it is likely that this company has a high yield for a reason, i.e. problems with the company, rather than it just being out of favour. Investment Strategies by R Ambrose Technical Analysis As with growth investors, technical analysts often ignore the fundamentals of a company. They decide when to buy or sell shares based on analysis of the share price graph of a company, making use of various technical indicators to act as buy or sell signals. Technical analysts often have a short term view of the market compared to fundamentalists. They believe that charts follow trends and patterns that do not necessarily reflect the fundamentals of a company as the graph does not show how a companys absolute value is changing over time, rath er it is describing how thousands of investors opinions of the company are changing. So, if a company is increasing in value it could continue more than the companys fundamentals would suggest, as there is human psychology at work. Investment Strategies by R Ambrose Growth Investing Growth investors look for companies that are growing and will continue to grow quickly. They are less concerned about companies that have high price/earnings ratios as they expect that as the company rapidly grows its earnings will also rise quickly, which will reduce the price/earnings ratio in the future. Growth investors can often ignore the fundamentals of a company, paying far more than a value investor would think sensible. They are hoping that the earnings growth of the company will justify the price they paid, but there is more danger that prices could fall a long way if the company does not meet the markets expectations. Investment Strategies by R Ambrose Value Investing V alue investing is a strategy where investors try to find companies that represent good value, e.g. their price/earnings ratio is low compared to similar companies. The theory is that these companies are currently out of favour and so have low prices, but one day they will come back into favour and the price will go up. Also, as the company is already good value it is less likely to drop as far as other higher rated companies if the stock market took a down turn. People that use value investing are often called Fundamentalists, as they are interested in the fundamentals of a company Investment Strategies by R Ambrose Dollar cost and Value Averaging Dollar cost averaging is where an investor would invest a set amount in the stock market at regular intervals. For instance, he may put pound;200 in each month into a mutual fund. This helps smooth out the fluctuations of the stock market as the investor isnt putting a lump sum in, which would be good if the market went up but bad if the market dropped. Value averaging is similar to dollar cost averaging. Imagine the investor put pound;100 into the stock market in month 1. If at the start of month 2 the value of his investment had dropped to pound;90, he would invest pound;110. If it had gone up to pound;110, he would only invest pound;90. This method results in the investor buying more shares when prices are down and investing less when prices are up. https://www.uksharenet.com/strategies6.shtml Also: https://www.investopedia.com/university/stockpicking/default.asp Table of Contents 1) Guide to Stock-Picking Strategies Introduction 2) Guide To Stock-Picking Strategies Fundamental Analysis 3) Guide To Stock-Picking Strategies Qualitative Analysis 4) Guide to Stock-Picking Strategies Value Investing 5) Guide to Stock-Picking Strategies Growth Investing 6) Guide to Stock-Picking Strategies GARP Investing 7) Guide to Stock-Picking Strategies Income Investing 8) Guide to Stock-Picking Strategies CANSLIM 9) Guide to Stock-Picking Strategies Dogs of the Dow 10) Guide to Stock-Picking Strategies Technical Analysis 11) Guide to Stock-Picking Strategies Conclusion

Rbi and Its Roles Free Essays

1. RBI and its Roles Reserve Bank of India (RBI) Reserve Bank of India (RBI) is the central bank of India. It monitors, formulates and implements India’s monetary policy. We will write a custom essay sample on Rbi and Its Roles or any similar topic only for you Order Now Established in the year 1935, RBI was nationalized in the year 1949. Owned fully by the Government of India, Reserve Bank has 22 regional offices in various state capitals of India with its headquarters located in Mumbai. It has a majority stake in the State Bank of India. Role of RBI RBI formulates the monetary policy, thus regulating and supervising the economy of India. RBI is the supreme banking authority in India. It sets the guidelines according to which the banking operations and financial systems within the country functions. i. Issuer of currency RBI is the sole authority for the issue of currency in India. Major currency is in the form of RBI notes, such as notes in the denominations of two, five, ten, twenty, fifty, one hundred, five hundred, and one thousand. RBI has two departments – the Issue department and Banking department. The issue department is dedicated to issuing currency. All the currency issued is the monetary liability of RBI that is backed by assets of equal value held by this department. Assets consist of gold, coin, bullion, foreign securities, rupee coins, and the government’s rupee securities. The department acquires these assets whenever required by issuing currency. The conditions governing the composition of these assets determine the nature of the currency standard that prevails in India. The Banking department of RBI looks after the banking operations. It takes care of the currency in circulation and its withdrawal from circulation. Issuing new currency is known as expansion of currency and withdrawal of currency is known as contraction of currency. ii. Banker to the government RBI acts as banker, both to the central government and state governments. It manages all the banking transactions of the government involving the receipt and payment of money. In addition, RBI remits exchange and performs other banking operations. RBI provides short-term credit to the central government. Such credit helps the government to meet any shortfalls in its receipts over its disbursements. RBI also provides short term credit to state governments as advances. RBI also manages all new issues of government loans, servicing the government debt outstanding, and nurturing the market for government’s securities. RBI advises the government on banking and financial subjects, international finance, financing of five-year plans, mobilizing resources, and banking legislation. iii. Managing government securities Various financial institutions such as commercial banks are required by law to invest specified minimum proportions of their total assets/liabilities in government securities. RBI administers these investments of institutions. The other responsibilities of RBI regarding these securities are to ensure – * Smooth functioning of the market * Readily available to potential buyers * Easily available in large numbers Undisturbed maturity-structure of interest rates because of excess or deficit supply * Not subject to quick and huge fluctuations * Reasonable liquidity of investments * Good reception of the new issues of government loans iv. Banker to other Banks The role of RBI as a banker to other banks is as follows: * Holds some of the cash reserves of banks * Lends funds for short peri od * Provides centralized clearing and quick remittance facilities RBI has the authority to statutorily ensure that the scheduled commercial banks deposit a stipulated ratio of their total net liabilities. This ratio is known as cash reserve ratio [CRR]. However, banks can use these deposits to meet their temporary requirements for interbank clearing as the maintenance of CRR is calculated based on the average balance over a period. v. Controller of money supply and credit RBI has to regulate the claims of competing banks on money supply and credit. RBI also needs to meet the credit requirements of the rest of the banking system. RBI needs to ensure promotion of maximum output, and maintain price stability and a high rate of economic growth. To perform these functions effectively, RBI uses several control instruments such as – * Open Market Operations Changes in statutory reserve requirements for banks * Lending policies towards banks * Control over interest rate structure * Statutory liquidity ration of banks vi. Exchange manager and controller RBI manages exchange control, and represents India as a member of the international Monetary Fund [IMF]. According to foreign exchange regulations, all foreign exchange receipts, wheth er on account of export earnings, investment earnings, or capital receipts, whether of private or government accounts, must be sold to RBI either directly or through authorized dealers. Most commercial banks are authorized dealers of RBI. ii. Publisher of monetary data and other data RBI maintains and provides all essential banking and other economic data, formulating and critically evaluating the economic policies in India. In order to perform this function, RBI collects, collates and publishes data regularly. Users can avail this data in the weekly statements, the RBI monthly bulletin, annual report on currency and finance, and other periodic publications. 2. Asset and Wealth Management: mutual fund, different types of mutual fund and various products and services offered by mutual fund companies Mutual Fund A mutual fund is a professionally managed Medium or vehicle that pools money from many investors and invests it in stocks, bonds, short-term money market instruments and other securities. Mutual fund is managed by professional managers who have deep knowledge and understanding of Stock Market, Bonds, money market. The combined holdings the mutual fund owns are known as its portfolio. Types of mutual fund Mutual Funds are of various types depending upon the following: 1) On the basis of structure This includes open-ended funds and close ended funds I. Open-ended funds Liquidity is the key feature involved which means these funds are like Open Box where investors can enter into or exit from an open-ended scheme anytime at NAV (Net Asset Value) related prices. Open ended funds are popular with investors because they operate in similar way to stock market where no maturity or lock-in period is involved. II. Close-ended funds A close-ended fund or scheme has a stipulated maturity period for eg. 5 – 7 years. The fund is open for subscription only during a specified period at the time of the launch of the scheme. Investors can invest in the scheme at the time of the initial public issue and thereafter they can buy or sell the units of the scheme on the stock exchange where the units are listed. In order to provide an exit route to the investors, some close-ended funds give the option of selling back the units to the mutual fund through periodic repurchase at NAV related prices. 2) On the basis of asset class On the basis of Asset classes there can be Equity scheme wherein you invest in shares, Debt or Income scheme wherein you can invest in govt. ecurities, balanced scheme wherein you can invest in both equities and fixed income securities. 3) On the basis of investment objectives Investment objectives can be Growth scheme or Income scheme or Balanced scheme. | Growth Scheme| Income Scheme| Balanced Scheme| Aim| To provide capital appreciation over medium to long term| To provide regular and steady income to investors| To provide both growth and income by periodically distributing a part of t he income ; capital gains they earn| Invests| Invests a major part of their fund in equities| Invest in fixed income securities like bonds and corporate debentures. Invest in both bonds and shares| 4) Other types A. Sector specific scheme Invest only in sector for eg. Infrastructure fund would invest in infrastructure companies. Sectoral funds carry a higher risk along with a higher potential to generate returns. This is because their fate moves with the sector in which they invest. Therefore if that sector performs well, they generate excellent returns. B. Index scheme Index attempts to replicate a stock market index or as closely as possible by investing in the stocks that form that index in the very same proportion. So a NIFTY index fund would have the same 50 companies that make up Nifty in the same weightage. The aim of an index fund is to replicate the performance of that market index. So if the markets are rising, then your investment will rise with almost the same percentage and if it is falling, you will get similar negative returns. The main advantage of investing in an index fund is the low Expense Ratio that is incurred in these funds as compared to other investments because it is passively managed funds. C. ELSS (Equity linked saving schemes) An Equity-linked saving scheme (ELSS) is a great investment option that offers the double benefits of Tax saving and capital Gains. Money collected under ELSS is mainly invested in equity and equity related instruments. ELSS Schemes have 3 years Lock-in period. Because of this, fund manager can have portfolio of stocks that can outperform over a period of time. The best way to invest in ELSS is through Systematic Investment Plan (SIP). With SIP you can invest a small amount every month for a specific time period. How to cite Rbi and Its Roles, Essay examples